View 10 Risks With Indexed Universal Life Insurance Background
View 10 Risks With Indexed Universal Life Insurance
Background. This may mean that you are at a higher risk of having a disruption in your income that could force you to stop making the desired iul contributions. Between paying for the insurance coverage, administration expenses, and insurance however, the fact that you can't lose money with indexed universal life is attractive for investors that don't like risk.
Universal life insurance (often shortened to ul) is a type of cash value life insurance, sold primarily in the united states.
Agents selling indexed universal life insurance often exaggerate the average growth rate in their illustrations. with your investment portfolio, major market fluctuations can be a perilous risk factor to your retirement. The indexed universal life insurance policy has serious upside growth potential. While this is a good thing, it could lead to a whole life is safe and boring. Indexed universal life insurance offers flexibility and could give you higher interest rates than other kinds of life insurance.