View 10 Index Universal Life Insurance Definition Images. The universal life insurance definition should distinguish between indexed universal life, variable the indexed universal life insurance policy premium is flexible. Indexed universal life insurance offers the flexibility of universal life, with the chance to earn interest in line with the stock market's growth.
Indexed Universal Life Insurance Company Asset Yield ... from theinsuranceproblog.com Learn more about indexed universal life and how it works. There is a minimum interest rate guarantee; Indexed universal life is for people who want to get more out of life insurance and see it as an investment.
Universal life insurance allows the policyholder to tailor the policy to his individual circumstances to provide the greatest benefit at any stage in life.
Additional interest is credited to the policy based on the investment gains of a specific stock market index; This means that the insured can the dollars spent on the indexed universal life insurance policy are actually less than what we put. To build cash value, you make payments beyond the cost of insurance. Learn more about variable, guaranteed and indexed universal life insurance policies.